See how increasing your SIP amount every year accelerates your wealth growth
Monthly SIP Amount
₹
Minimum amount is ₹500
₹500₹10,00,000
Annual Step-Up Rate
%
Enter a value between 1% and 50%
1%50%
Your SIP increases by 10% every year.
In year 2 you invest ₹11,000/mo,
in year 3 ₹12,100/mo, and so on.
Expected Return Rate (p.a.)12%
1%30%
Investment Duration15 Yrs
1 Yr40 Yrs
Maturity—
Invested
Returns
Total Invested—
Est. Returns Earned—
Final Year Monthly SIP—
Total Maturity Value—
SIP – Turn small investments into big wealth
Systematic Investment Plan (SIP) is a good way to build wealth in the long run with consistent and disciplined investing. Our SIP calculator help investors to calculate the potential returns on your mutual fund investments thereby helping you to plan your investments better and reach your financial goals with confidence.
How SIP helps your wealth to grow
SIPs combine the power of compounding with rupee cost averaging, allowing investors to invest regularly, no matter how markets move and perform. This consistent approach helps grow your wealth over time while reducing the effects of market ups and downs.
Key benefits of SIP
Affordable Investing: Begin with small contributions and grow as your income increases. SIP makes it accessible for investors at any stage of life.
Flexibility: You have the flexibility to change, stop, or cancel your SIPs as and when you need, and as per market conditions.
Disciplined investment: SIPs create a pattern of disciplined investing, ensuring that you stay on track to meet your financial goals.
Market Advantage: Benefit from market fluctuations through rupee cost averaging, which helps investors to reduce the impact of volatility over time.
Power of Compounding:Get earnings not only on your initial investment but also on the interest earned by your money over the years.
How to Use this SIP Calculator?
1). Enter the monthly investment amount.
2). Choose the tenure of investment.
3). Select the expected rate of return annually.
4). Press "show" and view your estimated returns value instantly.
Start Planning Today
Take control of your financial future with our easy to use SIP Calculator. Whether you’re just starting out or optimising your portfolio, it helps you estimate returns, plan effectively, and stay aligned with your financial goals.
Advantages of using SIP calculator
SIP calculator helps you to project the future corpus creation and plan your financial goals.
This SIP calculator allows you to understand how crucial is time in creating wealth in the long run but shows in real time how a small investment can grow into a huge corpus.
This SIP calculator allows you to input different combinations of monthly investment, tenures & return on investment to arrive at your target corpus.
Saves time and reduces calculation errors. Many investment calculations can be complex and time consuming. A SIP calculator automates the process and provides reliable estimates in seconds.
FAQs – SIP Calculator
Online SIP calculator lets you calculate your future returns depending on the sum invested, the rate of return expected, and the period of investment. This will provide you with accurate information about wealth creation in the future.
The SIP calculator provides you with an estimated return based on expected rates of return. While it uses standard compounding formulas, actual returns on investment may vary depending on market performance and fund selection.
Yes, SIP calculators are specifically designed for mutual fund investments. They help investors understand how regular monthly investments can grow over time through compounding.
SIPs mitigate the dangers associated with market timing by ensuring that a fixed amount is invested at regular intervals, whereas a lump-sum investment might prove more appropriate during times when market levels are relatively low.
A SIP calculator can help you in your financial goal planning, understanding the power of compounding, comparing different investment scenarios, making informed investment decisions.
The Rupee Cost Averaging technique involves making consistent investments of equal amounts at regular intervals, which results in purchasing more units when the cost is low and fewer units when the cost is high.
If you stop your SIP, your existing investment remains in the fund and continues to grow based on market performance. However, future contributions will stop, which may impact your final corpus.
