Systematic Investment Facility

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What Is SIF Investment?

A Specialized Investment Fund (SIF) is a brand-new investment category in India, whose regulatory framework became live on April 1, 2025. Introduced by SEBI, it is designed to fill a very specific gap that has existed in the Indian investment landscape for years — the space between everyday mutual funds and the premium-but-exclusive worlds of PMS and AIF.

In plain terms, a SIF is a pooled, SEBI-regulated investment vehicle that sits within the mutual fund trust structure. An eligible Asset Management Company (AMC) launches a SIF as a named strategy — equity, debt, or hybrid — and investors pool money into it, just like a mutual fund scheme. The difference lies in what the fund manager is actually permitted to do with that money.

Unlike a conventional mutual fund, SIF fund managers can employ long-short strategies and take unhedged short derivative positions up to 25% of net assets. This means they can profit from falling prices in overvalued securities, not just from rising ones — a capability that fundamentally changes the risk-return equation. The result is a strategy type that, until now, was only accessible through PMS or Category III AIFs at ₹50 lakh to ₹1 crore entry points.

SIF brings this sophistication to a ₹10 lakh minimum investment, with taxation that mirrors mutual funds exactly — no additional fund-level tax, no complex AIF pass-through complications. For Delhi's growing class of HNIs, NRI returnees, and family offices, this is a meaningful step forward in India's investment product evolution.

MoneyTree Partners® is equipped to guide you through available SIF strategies, assess your eligibility, and manage end-to-end onboarding — including FATCA compliance for NRI investors.
₹10L
Minimum per PAN across all strategies
25%
Unhedged short derivative cap
Apr '25
SEBI framework effective date
3
Strategy categories: Equity, Debt, Hybrid

How SIF Compares — at a Glance

SIF sits between Mutual Funds (₹100 entry, no derivatives) and PMS/AIF (₹50L–₹1Cr, fully customized) — offering PMS-like strategy at MF-like entry and taxation.

Accredited Investor Benefit

SEBI-certified accredited investors enjoy a reduced ₹1 lakh minimum — making SIF even more accessible for qualified sophisticated participants.

Structure & Rules

Key Characteristics of Specialized Investment Funds

Every SIF feature is deliberately designed by SEBI to balance investor protection with strategic flexibility. Here is what defines the structure.

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₹10 Lakh Minimum Entry

The aggregated lump sum minimum is ₹10 lakh per PAN across all strategies of a given SIF. This is significantly lower than PMS (₹50 lakh) and AIF (₹1 crore) — opening premium strategy access to a far wider pool of serious investors. Accredited investors enter at just ₹1 lakh.

3rd of PMS threshold
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Mutual Fund Taxation

Despite offering AIF-like strategies, SIF gains are taxed exactly like mutual funds. Equity strategies: LTCG at 12.5% (post 12 months) and STCG at 20%. Debt strategies taxed at slab rate. Zero tax at fund level — all liability sits cleanly with the investor.

No fund-level tax
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25% Naked Derivative Exposure

Fund managers can take unhedged (naked) short positions in exchange-traded derivatives up to 25% of net assets. Positions used for hedging or rebalancing are excluded from this cap. This changes the investment toolkit fundamentally — managers can now profit from price declines too.

Exchange-traded only
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Long-Short Strategy Access

SIFs unlock long-short equity plays, sectoral debt long-short approaches, and active hybrid allocation — strategies absent from conventional MF categories. Investors gain exposure to return profiles that were previously exclusive to sophisticated institutional and HNI vehicles.

Unavailable in MF
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Full SEBI Regulatory Framework

Every SIF strategy is launched by a SEBI-registered AMC that meets stringent eligibility criteria — track record or experienced key investment personnel. Investor protections, disclosure standards, and operational norms remain fully intact throughout.

SEBI regulated
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Pooled Structure (Not Individual)

Unlike PMS, where each client owns a distinct portfolio, SIF is pooled at the strategy level. All investors in a strategy share the same portfolio and NAV movements — similar to mutual funds. This lowers operating costs and keeps administration clean.

Strategy-level pool
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Open, Closed & Interval Options

SIF strategies may be structured as open-ended, closed-ended, or interval-based. Closed-ended and interval strategies must mandatorily be listed on a recognized stock exchange, giving investors a secondary market exit window even during locked periods.

Exchange listing required
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One Strategy Per Category Per AMC

To prevent scheme proliferation and maintain quality focus, SEBI limits each AMC to launching one strategy per SIF category. This forces concentration of expertise and prevents AMCs from flooding the market with overlapping, diluted options — a benefit for investors.

Quality over quantity
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Five-Level Risk Band

Every SIF strategy is assigned a Risk Band from Lowest to Highest at launch. AMCs must update and publish this monthly and annually. Unlike the standard riskometer, this five-level band gives investors much finer visibility into actual strategy risk — making portfolio matching easier.

Monthly update
Strategy Universe

Types of SIF Investment Strategies in India

SEBI defines three core SIF categories, each with sub-strategies tailored to different risk appetites, market conditions, and return objectives.

Category 01

Equity SIF Funds

Equity SIF strategies invest primarily in stocks but carry derivative tools that traditional equity MFs cannot use. Fund managers can go short on specific stocks or index futures — generating returns in falling markets, not just rising ones. Designed for investors comfortable with equity volatility seeking alpha beyond passive index returns.

Long-Short Equity Index Derivatives Market Neutral
Category 02

Debt SIF Funds

Debt SIF strategies take fixed income well beyond plain-vanilla bond funds. A Debt Long-Short Fund simultaneously holds bonds expected to appreciate while shorting those expected to underperform. The Sectoral Debt variant adds a thematic dimension — targeting credit sectors like infrastructure, NBFC, or renewables with active duration management.

Debt Long-Short Sectoral Debt Credit Strategies
Category 03

Hybrid / Multi-Asset SIF

Hybrid SIF strategies dynamically blend equity, debt, and derivatives — tilting allocation based on live market conditions rather than static ratios. This tactical flexibility lets managers exploit cross-asset opportunities simultaneously. Ideal for investors seeking diversification without managing multiple separate funds.

Multi-Asset Tactical Allocation Dynamic Overlay
Side-by-Side Comparison

SIF vs Mutual Fund vs PMS vs AIF — Full Comparison

Where does SIF sit in India's investment product landscape? This table cuts through every key dimension.

Feature SIF ★ Mutual Fund PMS AIF
Minimum Investment₹10 Lakh per PAN₹100 onwards₹50 Lakh+₹1 Crore
Target InvestorsHNIs & SophisticatedRetail & InstitutionalHNIs & UHNIsHNIs, UHNIs & Institutional
Portfolio StructurePooled at Strategy LevelPooled at Scheme LevelIndividual PortfolioPooled at Fund Level
CustomisationNo (same for all)NoYes (client-specific)No
Derivative UseYes (25% naked short)Limited (hedging only)AllowedAllowed
Long-Short Strategy✔ Yes✘ Not permitted✔ Yes✔ Yes
LiquidityStrategy DependentGenerally HighLimitedLimited
Equity Tax (LTCG)12.5% (post 12 months)12.5%12.5%Pass-through / Fund level
SEBI Oversight✔ Yes✔ Yes✔ Yes✔ Yes
NAV DisclosureDaily by 11 PMDailyMonthlyPeriodic / Quarterly
NRI EligibilityYes (incl. USA/Canada)VariesVariesVaries
Exchange ListingRequired (closed/interval)Not requiredNot requiredNot required
Investor Suitability

Who Should Consider Investing in a Specialized Investment Fund?

SIF is not designed for every investor. SEBI has consciously built it for those with the financial capacity and risk maturity to benefit from complex strategy outcomes.

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High Net Worth Individuals

Investors with ₹10L+ available for a single product category who want returns beyond what conventional MF categories offer.

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Family Offices

Multi-generational wealth managers seeking differentiated, uncorrelated strategies alongside an existing diversified portfolio.

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NRI Investors

Non-resident Indians seeking regulated India exposure through sophisticated vehicles without PMS or AIF complexity and cost.

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Institutions & Corporates

Entities seeking treasury diversification or India-linked exposure through a structured, SEBI-regulated pooled vehicle.

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Accredited Investors

SEBI-certified accredited investors enjoy a reduced ₹1 lakh entry point, making SIF accessible to a broader qualified universe.

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Sophisticated Retail Investors

Experienced investors who have exhausted standard MF categories and want active, derivative-backed strategies with familiar MF tax treatment.

Step-by-Step Process

How to Invest in SIF with MoneyTree Partners

Our end-to-end advisory process ensures you invest in the right SIF strategy for your risk profile and goals.

1

Share Your Interest

Reach out to MoneyTree Partners via call, email, or walk in to our Nehru Place or Gurugram office. Express your interest in SIF and your broad financial goals.

2

Risk Profile Assessment

Our advisors evaluate your income, net worth, investment timeline, and risk appetite to determine which SIF strategy — equity, debt, or hybrid — best suits you.

3

KYC & Documentation

Complete SEBI KYC formalities. If already MF-KYC compliant, most details carry over. NRI investors additionally submit NRE/NRO account details and FATCA/CRS declarations.

4

Review the Scheme Information Document

We walk you through the SID — covering strategy mandate, fee structure, risks, and exit terms. Understanding this document is critical before committing capital.

5

Invest the Minimum Lump Sum

Transfer ₹10 lakh (or ₹1 lakh for accredited investors) via bank transfer or approved mode. SIP/STP additions are permitted only after this initial lump sum is confirmed.

6

Track, Review & Stay Informed

Monitor daily NAV, review bi-monthly portfolio disclosures, and receive regular updates from our team. We remain your advisory partner throughout the investment lifecycle.

Critical Operational Rules

What Every SIF Investor Must Know Before Investing

These are the binding operational rules that govern how your SIF investment behaves day to day.

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No Direct SIP — Lump Sum First

You cannot start a SIP without first investing ₹10 lakh as a lump sum. Periodic investments are added only after this threshold is met, as per scheme terms.

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No MF-to-SIF STP Permitted

Systematic Transfer Plans are allowed only between strategies within the same SIF — not between any mutual fund scheme and an SIF strategy.

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Redemption Notice Period (Up to 15 Days)

AMCs may impose up to 15 working days as a redemption notice period. NAV applied is that at the end of the notice period, not the request date.

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Balance Below ₹10L: 30-Day Cure Period

If partial redemption drops your holding below ₹10 lakh, units freeze. You have 30 days to top up — or units are auto-redeemed at then-prevailing NAV.

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Portfolio Disclosed Every Alternate Month

Holdings are disclosed bi-monthly (not daily like MFs). NAV is still published daily by 11 PM on every business day, giving you price visibility at all times.

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Stress-Period Protections Available

In extraordinary market conditions, AMCs may use side-pocketing, redemption gates, or temporary suspension — strictly per SEBI guidelines — to protect remaining investors.

Tax Treatment

Taxation on SIF Investments — Explained Simply

SIF taxation mirrors mutual fund rules exactly — no additional fund-level layer. All tax liability flows directly to the investor. Here is the full breakdown.

🟢 Equity-Oriented SIF
LTCG (post 12 months)12.5%
STCG (under 12 months)20%
Tax at Fund LevelNIL
Dividend IncomeSlab Rate
TDS (Resident)Not Applicable
🔵 Debt-Oriented SIF
All Gains (any holding period)Slab Rate
No LTCG/STCG DistinctionFull Slab
Tax at Fund LevelNIL
TDS (NRI investors)Applicable
DTAA BenefitClaimable
🟡 Hybrid / Multi-Asset SIF
If Equity ≥ 65%Equity MF Rules
If Equity < 65%Debt MF Rules
Tax at Fund LevelNIL
NRI TDSApplicable
DTAA ReliefClaimable
MoneyTree Tip: For NRI investors, TDS is deducted at source on SIF gains. You can significantly reduce your overall tax burden by submitting a valid Tax Residency Certificate (TRC) and Form 10F to claim DTAA benefits. Our team assists NRI clients through this process seamlessly.
NRI Investors

SIF Investment for NRI Investors — Everything You Need to Know

India's SIF framework extends comfortably to non-resident Indians. The investment route, account requirements, and regulatory compliance closely mirror the MF experience NRIs are already familiar with — but with far greater return potential.

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USA & Canada NRIs Are Welcome

Unless a specific SIF's SID restricts it, NRIs from the US and Canada can invest — unlike certain PMS strategies that avoid these geographies due to FATCA complexities. SIF's MF-framework makes compliance far simpler.

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NRE or NRO Bank Account Required

Investments are routed through NRE (fully repatriable) or NRO (capped at USD 1M/year) accounts. NRE route is preferred for full flexibility. Our team helps you choose the right account structure at onboarding.

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FATCA & CRS Self-Certification

NRI investors must complete FATCA and CRS declarations as part of KYC — a standard requirement across all Indian financial investments. If already MF-KYC compliant, this is largely a one-time add-on. MoneyTree Partners handles this for you.

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Same ₹10 Lakh Minimum — No NRI Surcharge

There is no separate threshold for NRI investors. The same ₹10 lakh per PAN applies — and accredited NRI investors may enter at ₹1 lakh, just like domestic accredited investors.

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DTAA Benefits Available for 90+ Countries

India's DTAA with 90+ nations — including UK, UAE, Singapore, Mauritius, Canada, USA, and Germany — can significantly reduce TDS on SIF gains. We assist NRI clients in obtaining TRCs and filing Form 10F correctly.

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Repatriation of Proceeds

Gains from NRE-funded investments are fully repatriable. NRO-funded proceeds can be repatriated up to USD 1 million per year on submission of Form 15CA/CB and tax compliance certificates — which our CA partners assist with.

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MoneyTree Partners has a dedicated NRI investment desk in Delhi.

We handle end-to-end NRI SIF onboarding — KYC, FATCA, NRE/NRO account linkage, DTAA documentation, and ongoing portfolio reporting. Explore our NRI services →

Risk Awareness

Risks Associated with SIF Investments — Know Before You Invest

Higher strategy sophistication comes with higher risk complexity. Understanding these risks helps you size your SIF allocation appropriately within your overall portfolio.

Market Volatility Risk

Equity and hybrid SIF strategies are exposed to broad market swings. Long-short positions can amplify losses if directional calls are wrong on both long and short legs simultaneously.

Derivative Risk

Even within the 25% unhedged cap, exchange-traded derivatives introduce leverage-like exposure. Adverse moves in derivative positions can exceed the notional value at risk in the physical portfolio.

Liquidity Risk

Closed-ended SIF strategies have fixed tenures. Secondary market volumes on exchange-listed units may be insufficient for large exits at fair value before formal redemption windows open.

Credit Risk (Debt Strategies)

Debt SIF strategies may hold corporate or sectoral bonds. Issuer default or credit downgrade can sharply reduce NAV — and long-short positions amplify directional credit exposure further.

Key Person / Manager Risk

Since each AMC runs one strategy per SIF category, performance depends heavily on a specific investment team. Key personnel departures can materially disrupt strategy continuity and outcomes.

Regulatory Evolution Risk

SIF is a new SEBI category (effective April 2025) and may face interpretational updates, operational process changes, or guideline revisions during its formative years of existence.

MoneyTree Partners' Approach: We assess every SIF strategy's Risk Band, fund manager track record, and strategy history before recommending it to any client. Risk suitability is non-negotiable in our advisory process.
Why Choose Us

Why Invest in SIF with MoneyTree Partners®?

With 17 years of advisory experience, 10,000+ clients, and offices in Nehru Place Delhi and Gurugram — we bring depth, trust, and local expertise to your SIF journey.

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Guinness & Limca World Record Holder

Founded by Mani Sharma — a record-holding financial advisor with 17 years of experience guiding individuals and institutions.

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Strategy-First Approach

We don't push products. We study your profile, assess SIF Risk Bands, and recommend only strategies that fit your specific financial goals.

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Dedicated NRI Desk

FATCA compliance, DTAA filing, NRE/NRO linkage, and Form 15CA/CB — our NRI advisory desk handles it all from our Delhi office.

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Portfolio App & Regular Updates

Track your SIF investments alongside your entire MoneyTree portfolio on our dedicated app, with monthly performance reviews from our advisors.

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Two Offices — Delhi & Gurugram

Walk-in consultations available at Nehru Place, New Delhi and WeWork DLF Forum, Gurugram — or connect virtually from anywhere in the world.

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4.9★ Google Rating (384 Reviews)

Consistently rated among the best investment advisors in Delhi-NCR by clients who trust us with their long-term wealth and family finances.

10,000+
Clients Served
17 Yrs
Experience
4.9 ★
Google Rating
ARN 97797
AMFI Certified
2 Offices
Delhi & Gurugram
2014
Est. in Delhi
Quick Answers

Frequently Asked Questions — SIF Investment

30 carefully researched questions covering basics, strategy, operations, taxation, and dedicated NRI queries — answered plainly and accurately.

The Basics
A Specialized Investment Fund is a SEBI-regulated pooled investment vehicle launched under the mutual fund trust framework, effective April 1, 2025. It fills the gap between standard mutual funds and premium alternatives like PMS and AIF by offering differentiated strategies — including long-short and derivative-backed approaches — with mutual fund-level taxation. A minimum lump sum of ₹10 lakh per PAN is required to invest.
The core differences are strategy and entry. Standard mutual funds cannot take naked short positions or run long-short strategies — SIFs can, up to 25% of net assets in unhedged derivative exposure. SIFs also require a ₹10 lakh minimum versus the ₹100–500 entry in most MFs. Taxation is identical, but the risk-return profile and portfolio construction approach are meaningfully different.
The minimum aggregated investment is ₹10 lakh per PAN across all strategies of a given SIF. If you invest in multiple strategies within the same SIF, the combined total must reach ₹10 lakh. SEBI-recognized accredited investors enjoy a reduced threshold of ₹1 lakh, making SIF accessible to a wider qualified audience.
No. The ₹10 lakh minimum must first be fulfilled through a lump sum investment. Only after meeting this initial threshold can you add periodic investments via SIP, STP, or SWP — and these are subject to the individual scheme's terms as disclosed in the Scheme Information Document (SID).
Any individual or non-individual investor (trust, company, HUF, etc.) can invest, provided they meet the ₹10 lakh minimum per PAN. Minors may invest through a guardian. NRIs are eligible subject to FEMA and KYC requirements. SEBI-certified accredited investors are exempt from the ₹10 lakh threshold and may invest with ₹1 lakh.
SEBI's regulatory framework for Specialized Investment Funds came into effect on April 1, 2025. It is one of the most significant additions to India's investment product landscape in recent years, introducing a structured middle-ground between mutual funds and alternative investments for the growing HNI and sophisticated investor segment.
Strategy & Structure
SEBI defines three broad SIF categories: Equity (including long-short equity strategies), Debt (including Debt Long-Short and Sectoral Debt Long-Short), and Hybrid / Multi-Asset. Each category has specific sub-strategies, and SEBI allows one strategy per AMC per category. In total, seven SEBI-defined sub-categories exist across these three buckets, spanning varied risk and return objectives.
A long-short strategy simultaneously holds long positions (assets expected to rise) and short positions via derivatives (assets expected to fall). In SIFs, this means the fund manager can profit from both rising and falling markets. The unhedged short exposure is capped at 25% of net assets per SEBI rules, keeping downside risk contained while unlocking a genuinely differentiated return profile.
Yes — SIF strategies can be open-ended (ongoing subscription and redemption), closed-ended (fixed maturity), or interval-based (defined subscription/redemption windows). Closed-ended and interval strategies must be listed on a recognized stock exchange, providing investors with a secondary market exit route even before the strategy matures.
A Risk Band is a five-level risk indicator (Lowest to Highest) assigned to each SIF strategy at launch. The AMC must update and disclose it monthly and annually as per SEBI norms. It provides finer granularity than the standard mutual fund riskometer, helping investors more accurately match fund risk character to personal risk tolerance before committing capital.
Unhedged derivative exposure is capped at 25% of net assets. Exposure is calculated using the contract value for futures, and the market value or premium paid for options, per SEBI's prescribed method. Positions used purely for hedging or portfolio rebalancing are excluded from this 25% cap. Offsetting positions in the same security and expiry are permitted under specific SEBI-prescribed conditions.
Operations, Redemption & Disclosure
NAV is calculated and disclosed daily by 11:00 PM on every business day — identical to mutual funds. Portfolio holdings, however, are disclosed every alternate month (bi-monthly). This less frequent portfolio disclosure is intentional — it prevents front-running of complex derivative-based strategies by market participants who could exploit intra-period position information.
If a partial redemption causes your holding to fall below ₹10 lakh, your units are frozen for further redemption. You receive a 30-day notice to top up the investment. If you do not comply within this window, units are automatically redeemed at the NAV applicable at the end of the notice period, and proceeds are credited to your registered bank account.
No. Systematic Transfer Plans between mutual funds and SIF strategies are not permitted. STPs are only allowed between different strategies within the same SIF. If you wish to move money from an existing MF to an SIF, you must first redeem from the mutual fund and then invest fresh into the SIF — meeting the ₹10 lakh minimum lump sum requirement.
Yes. AMCs may impose a redemption notice period of up to 15 working days. This must be disclosed upfront in the Scheme Information Document. The NAV applied to your redemption is the one prevailing at the end of the notice period — not on the date you submitted the request. This is an important factor in planning your liquidity needs around SIF investments.
Taxation
SIF taxation mirrors mutual fund rules entirely. For equity-oriented strategies (≥65% equity allocation): long-term gains held beyond 12 months are taxed at 12.5% LTCG, and short-term gains at 20% STCG. Debt-oriented strategies attract tax at the investor's slab rate regardless of holding period. There is no fund-level tax — all tax liability rests directly with the investor.
No TDS is deducted on SIF redemptions for resident Indian investors (same as mutual funds). However, dividend income, if any, above ₹5,000 in a financial year attracts 10% TDS. You are responsible for declaring capital gains and paying advance tax or settling the liability while filing your ITR for the relevant financial year.
Yes, notably. Category III AIFs are taxed at the fund level at the maximum applicable rate before distribution — which reduces net returns. SIFs have zero fund-level tax; all gains pass through cleanly to investors. For many investors, this makes SIF structurally more tax-efficient than Cat III AIF while delivering comparable strategy sophistication, particularly for equity long-short approaches.
NRI Investors — Dedicated Questions
Yes. SIFs follow the standard mutual fund framework for NRI investments. Unless a specific SIF's Scheme Information Document restricts it, NRI investors from most countries — including the USA, Canada, UK, UAE, Singapore, and Australia — are eligible. The ₹10 lakh minimum applies equally, and investment must flow through an NRE or NRO bank account as per FEMA guidelines.
Yes. The SIF framework explicitly permits NRI investments from the USA and Canada, unless a specific SID restricts it — which is uncommon, since SIFs operate under MF-style FATCA compliance rather than the more complex individual-portfolio documentation required by PMS products. MoneyTree Partners helps US and Canada-based NRI clients navigate FATCA declarations and complete KYC without needing to travel to India.
Both accounts are permitted, but they serve different purposes. NRE account investments are fully repatriable — both principal and gains can be freely transferred abroad. NRO account investments are subject to a repatriation cap of USD 1 million per financial year and require additional documentation. Most NRI investors prefer the NRE route for its simplicity and full repatriability, especially when investing foreign earnings into India.
NRI investors are subject to TDS on SIF capital gains. For equity-oriented strategies: 12.5% TDS on LTCG exceeding ₹1.25 lakh annually, and 20% on STCG. For debt strategies, TDS is typically applied at 30% (the base NRI rate) unless a lower rate is claimed under a DTAA. NRIs can claim DTAA relief by submitting a Tax Residency Certificate (TRC) from their country of residence along with Form 10F. MoneyTree Partners assists NRI clients with this documentation.
Yes. NRI investors — particularly US citizens and green card holders — must complete FATCA self-certification as part of the KYC process. CRS (Common Reporting Standard) declarations are also required for NRIs from countries participating in automatic exchange of financial information. If you are already KYC-compliant through any SEBI-registered entity in India, only the FATCA/CRS form needs to be added. Our team handles this as part of onboarding.
Yes, joint investments are permitted. However, if the first holder is an NRI, the investment must comply with NRI-specific documentation and payment norms — including routing through an NRE or NRO account. The joint holder's resident status does not override the first-holder's NRI compliance requirements. TDS and tax return obligations follow the first holder's residential status.
NRI investors typically need: (1) valid Indian KYC — passport, overseas address proof, Indian PAN card; (2) NRE or NRO bank account statement; (3) FATCA/CRS self-certification form; (4) foreign jurisdiction declaration with country of residence and Tax Identification Number; and (5) completed SIF application form with nominee details. If already KYC-registered through any Indian MF, only the FATCA self-certification and the SIF-specific threshold declarations need to be added freshly.
Yes. If the original investment was made from an NRE account (foreign earnings), redemption proceeds are fully repatriable after applicable TDS deductions. If funded through an NRO account, repatriation is capped at USD 1 million per financial year. Repatriation requires submission of Form 15CA and a CA-certified Form 15CB confirming tax compliance. MoneyTree Partners coordinates with empaneled CA partners to facilitate this process for NRI clients.
India has Double Taxation Avoidance Agreements with over 90 countries. If your country of residence has a DTAA with India, you may qualify for a reduced TDS rate on SIF capital gains or dividend income. For example, UAE NRIs may benefit from significantly lower capital gains tax rates under the India-UAE DTAA. To claim this benefit, submit a Tax Residency Certificate (TRC) from your country's tax authority and a self-declaration in Form 10F. Our NRI desk at MoneyTree Partners guides you through this every step of the way.