Access institutional-grade investment strategies — private equity, hedge funds, venture capital and structured credit — with expert guidance from India's trusted AIF advisory firm.
An Alternative Investment Fund (AIF) is a privately pooled investment vehicle that collects funds from sophisticated investors — HNIs, institutions and corporates — and invests in non-traditional asset classes such as private equity, venture capital, hedge funds and structured credit.
Regulated by SEBI under the SEBI (Alternative Investment Funds) Regulations, 2012, AIFs operate outside the domain of conventional mutual funds and deliver strategies that can generate returns largely uncorrelated with equity markets.
The minimum investment threshold is ₹1 crore per investor, positioning AIFs as a wealth-building tool for investors who have already built a strong financial foundation and are ready to diversify into higher-conviction opportunities.
SEBI has classified all AIFs into three distinct categories based on their investment strategy, target sectors and applicable tax treatment.
Invest in sectors SEBI deems economically and socially beneficial. These funds enjoy certain concessions and incentives from the government and SEBI. Pass-through taxation applies.
Do not fall under Category I or III and do not use significant leverage. The broadest category, covering funds that invest across private companies and debt instruments. Pass-through taxation applies.
Employ diverse complex trading strategies including leverage and derivatives. These funds can invest in both listed and unlisted instruments. Taxed at the fund level.
From your first conversation to portfolio monitoring, our AIF onboarding is straightforward and transparent.
We are not product pushers. We are independent advisors who match each client's wealth goals with the right fund structure.
MoneyTree Partners operates under full SEBI regulatory oversight (ARN-97797). Every AIF recommendation follows SEBI's suitability and disclosure norms — your investment is always protected by law.
We work with AIFs across multiple AMCs and fund managers. Our recommendations are research-driven and conflict-free — we present what's best for your portfolio, not what earns the highest commission.
AIF investments don't exist in isolation. Our experts integrate them with your existing mutual funds, equity holdings and debt instruments to create a cohesive, diversified wealth plan.
Our NRI specialists handle FEMA compliance, repatriation planning, DTAA benefits and NRE/NRO account structuring — so overseas investors can access Indian AIFs without friction.
You get a dedicated relationship manager — not a call centre. Guinness World Record holder Mani Sharma founded this firm on the principle that every client deserves personalised, expert attention.
We coordinate with your CA to ensure your AIF investment is structured for optimal tax efficiency — including pass through benefits, LTCG planning and surcharge mitigation strategies.
Understanding the difference helps you decide when an AIF is the right tool for your wealth goals.
| Parameter | AIF (Cat I & II) | AIF (Cat III) | Mutual Funds | PMS |
|---|---|---|---|---|
| SEBI Regulation | ✓ SEBI AIF Regs 2012 | ✓ SEBI AIF Regs 2012 | ✓ SEBI MF Regs | ✓ SEBI PMS Regs |
| Minimum Investment | ₹1 Crore | ₹1 Crore | ₹500 (SIP) | ₹50 Lakhs |
| Asset Classes | Private Equity, VC, Debt | Hedge / Multi-strategy | Listed equity, debt | Listed equity |
| Liquidity | Low (3–7 yr lock-in) | Medium (quarterly) | High (T+1/T+2) | Medium-High |
| Leverage | Not permitted | Permitted | Not permitted | Not permitted |
| Taxation | Pass-through to investor | Taxed at fund level | Capital gains / dividend | Capital gains |
| NRI Investment | Allowed (FEMA compliant) | Allowed | Allowed | Allowed |
| Return Potential | High (illiquidity premium) | High (alpha strategies) | Market-linked | Market-linked |
Everything you need to know before investing in an AIF.
Real feedback from investors who have worked with MoneyTree Partners on their AIF portfolios.
"MoneyTree Partners helped us allocate a meaningful portion of our family office corpus into two Category II AIFs. The due diligence process was thorough and the reporting since has been excellent. They genuinely understand wealth management at our level."
"As an NRI, I was worried about the complexity of investing in Indian AIFs. The team at MoneyTree made the FEMA compliance and NRE account structuring completely hassle-free. I'm now invested in a Category I venture fund I genuinely believe in."
"The team was transparent about fees, risks and the lock-in period from day one — no sugar-coating. When our first AIF had a challenging year, they explained what was happening and why. That kind of honest communication is rare in this industry."
Book a session with our Alternative Investment Fund specialists. We will assess your portfolio and recommend the right AIF strategy for your wealth goals.